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Payday Loans and Credit Rating

Written By diana pagina on Wednesday, May 8, 2013 | 9:59 PM

Credit ratings are often recorded in a letter grade fashion such as A, B or C. Each of these ratings indicates the borrower's status and informs others through various criteria, whether or not the borrower is bankrupt. Credit ratings keep track of the borrower's payment history. Sometimes if an individual's credit rating is bad, they will have problems when applying for loans and other money-related privileges. For this reason, and many others, money management is key when using credit cards, or taking out a loan.

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