Did you know that your success in handling your money has something to do with your genes? Did you know that your X and Y chromosomes can tell if you will be able to properly take care of your money and pay off your debts?
Actually, they do. For you to be debt-free, you should have certain qualities. Let's find out what they are.
1. Are You Smart?
Being debt-free is, in one way or another, related to how intelligent you are. But this does not mean that you must have an IQ of 200 for you to be able to pay off your payday loan or cash advance. This simply means that you must have a sound knowledge to know the difference between emergency and non-emergency.
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