What happens when finances are so tight that an emergency expense can cause you to accrue unreasonable charges? What if you are barely making it from paycheck to paycheck and your car breaks down? What if you have medical bills that exceed your disposable monthly income? One simple and easy solution to all of these problems is a payday loan or cash advance (also known as paycheck advance or online cash advance).
If you are like the majority of consumers and have less than stellar credit, a payday loan is probably your best bet for extra cash until your next paycheck. Not only do the lenders offer you money quickly and easily, they also don't use traditional credit checks that could negatively impact your credit report. Right now, most people are not getting approved for credit. Whether you are trying to get a credit card, new car, new home, or even a store account at your local mall, chances of being approved are not good. Even if you are approved for any sort of credit, you will most likely be less than satisfied with the terms of the loan. In other words, it is not easy to get credit with the economy in shambles like it is today.Read more »