In these ever increasing difficult times, more and more people are finding it difficult to keep their heads above the water, and struggling to survive from pay cheque to pay cheque. This makes it extremely difficult to deal with any financial emergencies that usually crop up when you least need them.
Imagine what you would do if your car went wrong and you did not have any money put aside to get it repaired. Or your boiler packed decided to stop working in the middle of a cold spell. These are situations that do happen and need to be dealt with as a matter of urgency. If your car is not working and you rely on it to get you to work, it has to be repaired pretty damn quick.
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